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Allegany College of Maryland to Offer CNC Machinist Training Needed by Industry


CUMBERLAND, Md. (PRWEB) July 31, 2014

In response to a national shortage of computer numerical control machinists, Allegany College of Maryland plans to offer manual and CNC machinist training this fall.

This high-quality training on state-of-the-art equipment is designed to help bridge the “skills gap” for employment in advanced manufacturing.

Jobs for CNC operators are projected to grow faster than average, from 15 to 21 percent, according to O*Net OnLine, the Occupational Information Network developed under sponsorship of the U.S Department of Labor/Employment and Training Administration.

ACM’s Center for Continuing Education developed the CNC machinist training with support from the Appalachian Regional Commission. Needed equipment was purchased with a $ 93,000 federal grant. ACM provided equivalent support.

Geared to highly motivated students, the program teaches well-rounded skills for entry-level positions in industries needing manual and CNC machinists.

Students who complete the training are qualified to earn the industry-recognized National Institute for Metalworking Skills, or NIMS, credential. As it is designed to teach skills for successful manual and CNC machining, college credit is not awarded.

The extensive hands-on training is divided into six 100-hour sections. The first 200 hours, developed for the beginning machinist, start with manual machining and an introduction to CNC machining.

Classes cover the following: Introduction to Machinery, Measurement, Materials and Safety; Measurement Systems and Machine Tool Math; Semi-Precision Measurement; Precision Measurement; Quality Assurance, Process Planning and Quality Control Introduction; Metal Composition and Classification; Heat Treatment of Metals; Maintenance, Lubrication and Cutting Fluid Overview; Job Planning, Benchwork and Layout; Drill Press; Manual Turning; and Manual Milling.

Students will learn how to understand drawings, basic symbols and notations, and also how to interpret basic GD&T feature control frames. Critical thinking and problem solving are emphasized.

First-year students will attend the first 200 hours from 5 to 9 p.m. Tuesdays and Thursdays in a six-month period starting in September. A second beginning section, if needed, will start in March.

Beginning machining students will have the opportunity to earn up to seven NIMS credentials in level-one machining. These are in measurement, materials and safety; job-planning, benchwork and layout, manual milling skills; turning operations: turning between centers; turning chucking skills; grinding skills; and drill press skills.

The remaining 400 hours in the training focus on CNC machining. Experienced manual machinists can test directly into CNC Program: Setup, and Operation Training. Students seeking direct entry must provide proof of experience.

The 400-hour CNC program, which also begins this fall, includes the following topics: CNC Basics; Introduction to CNC Turning; CNC Turning: Programming; CNC Turning: Setup and Operation; Introduction to CNC Milling; CNC Milling: Programming; CNC Milling: Setup and Operation; and Computer-Aided Design and Computer-Aided Machining.

Classes meet from 5 to 9 p.m. Mondays, Wednesdays and Fridays starting in September and continuing through May.

Advanced machining students have the opportunity to earn up to four additional NIMS level- one credentials in programming and set-up operations and operator responsibilities in milling and turning.

Students who place into the advanced class will still have the opportunity to test for the seven preceding NIMS certificates. For more information on NIMS visit http://www.nims-skills.org.

Scholarship monies are available to help offset the cost of each course. For more information contact Rebecca Ruppert at 301-784-5338 or rruppert(at)allegany(dot)edu. Enrollment is limited to 10 students in each course.







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Texas CPAs Offer Five Savings Tips for Summer Vacation Planning

Dallas, Texas (PRWEB) June 04, 2014

Are you planning to take a family vacation this summer? If so, it could become a pricey proposition. For those Americans with summer vacation plans, 41% expect to pay an average of $ 3,000 for transportation, lodging, meals, activities, entertainment and pet care, according to a new telephone survey conducted for the American Institute of Certified Public Accountants (AICPA) by Harris Poll. The Texas Society of CPAs offers some tips on how you can set a budget for and hold down the cost of a family trip while still having an enjoyable break.

Check Out Prices Ahead of Time

There are many online options to help you compare and minimize hotel and airfare spending, but it can be hard to budget when you’re not sure how much your everyday needs will cost. To solve that problem, search online for local restaurants that appeal to you and check out the menus to get a sense of meal prices. Visit the sites of museums or any other type of attraction you plan to visit to learn about entrance fees. Don’t forget, too, that you may need to rent a car or take taxis or public transportation to get around. Other expenses may include hotel Internet charges, fees for using an ATM outside your own banking network and currency exchange costs if you travel abroad. You’ll probably find yourself buying at least a couple of souvenirs to remember your trip, so add those to your budget, as well.

Read the Fine Print

Are you planning to visit a resort or take a cruise? While you may expect many amenities to be included, it’s smart to find out ahead of time what will cost extra. Hotels may charge for daily parking, for use of the pool or other facilities, or for renting bicycles, jet skis or other water craft. On a cruise, there may be added charges for alcoholic or other beverages and even for dining in certain on-board restaurants. Trips outside of your resort or on-shore cruise excursions may also cost extra, and you’ll probably have to ante up a little more for massages or other spa services.

Consider Ways to Cut Costs

Once you learn what expenses to expect, how can you keep a lid on them? If your hotel does charge a daily Internet fee, try to plan your usage so that you don’t need to get online as often or search for cafes or other locations with free wireless. If you’re flying, find out about baggage or other added fees and try to pack light to avoid them. To lower meal costs, seek out a hotel that offers free breakfast, cocktail hour or other great meal deals.

Get Settled

If you’ll be away for a week or more, check out online sites that specialize in short-term apartment rentals. You may find accommodations that are no more expensive than a hotel, but you will be able to make yourself some morning coffee, keep a stash of water bottles or soda and whip up a quick meal if you want instead of paying for a restaurant.

Think About a Staycation

The most effective way to save money is to have some fun right in your own backyard. If you’re dreaming of a vacation that will bring the family together, could you have the same fun by spending the day at a local amusement park or taking a day trip to the beach or a state park? If your budget is tight, remember that it may be possible to get a break without leaving home.

Turn to Your Local CPA

No matter what type of financial questions you’re considering, remember that your local CPA can help. He or she can offer the insights and advice you need to make the best decisions.

About TSCPA

TSCPA (http://www.tscpa.org) is a nonprofit, voluntary, professional organization representing Texas CPAs. The society has 20 local chapters statewide and has more than 27,000 members, one of the largest in-state memberships of any state CPA society in the United States. TSCPA is committed to serving the public interest with programs that advance the highest standards of ethics and practice within the CPA profession.







Student Debt Crisis Continues to Cloud Graduation Celebrations: Financial Principles Advisors Offer Tips for Paying Off and Reducing Loan Burdens

Fairfield, NJ (PRWEB) May 28, 2014

With high school and college graduation season under way, it’s time to consider how to get a handle on student debt – a phrase that has become tantamount to “higher education.”

College costs have been rising faster than inflation for years and two-thirds of recent bachelor’s degree recipients now have outstanding student loans according to a Pew Research Center report, with an average debt of about $ 29,400 reports the Institute for College Access and Success. That is about $ 1.1 trillion in American student loan debt, causing concern for not just graduates, but for the overall economy, as well.

“Whether your student is graduating this year or just heading off to college, student debt is a reality for today’s families,” says Brad Bofford and Mike Flower, managing partners of Financial Principles in Fairfield, NJ.

Due to accruing interest, Bofford warns that loans often end up larger than expected making it in a borrower’s best interest to pay them off quickly. “Time is not your friend when it comes to debt, so the sooner you pay, the less you pay in the long run,” Bofford advises. “But of course, if you can find a way to pay for college without taking out any loans, you’ll be that much further ahead of the game at graduation.”

After College: Get a Plan to Pay off Debt Fast

The average federal student loan takes around 10 years to pay off after graduation, according to the Consumer Financial Protection Bureau. “That can seriously hamper a graduates ability to buy a house or save for retirement,” says Bofford.

Although most lenders give students a six-month grace period following graduation before they must make their first payment, Bofford urges graduates to prepare to repay loans early by doing the following:


    Determine who owns your loan and exactly how much you owe them.
There are basically two types of student loans; federal and private. To get all the details about your federal loans visit the National Student Loan Data System, the Department of Education’s database for student aid which collects data from schools, guaranty agencies, the Direct Loan program, and other Department programs.

“Student can typically find information about their loans on their credit report,” explains Bofford. “The AnnualCreditReport.com is good place to start your search.”

    Start repayment early and pay on time.
Most student loans offer a six-month grace period after graduation before payments must begin. However, there isn’t always a grace period on accrued interest, so if payments can begin earlier, then the overall loan bill will be lower. The amount of the monthly payment also impacts total costs.

“If you have multiple loans, determine which one has the highest interest rate and get that paid off first,” says Bofford.

Making payments on time each month have the added benefit of helping establish good credit scores, improving eligibility for future home or car loans, and possibly lowering interest rates.

“But most importantly, do not ignore the situation and risk defaulting on your loan,” warns Bofford. “Your wages can be garnished, tax refunds and Social Security benefits can be withheld, your credit score will crash making it very difficult to buy a house and your ability to secure a new job could even be impacted.”

    Participate in retirement savings when appropriate.
While paying off student loan debt is priority number one, graduates fortunate enough to secure a job after school that offers a 401k or a similar retirement savings plan should consider participating – especially if there is an employer matching program. “Employer contributions are essentially free money which shouldn’t be left on the table,” says Bofford.

Bofford first recommends reviewing income and expenses then choosing an affordable amount to set aside each month for direct deposit into a retirement savings account. “Even if you can only afford $ 25.00 per month at first, you’ll have established a good saving habit and can more easily increase that amount over time.”

Before College: Lessen the Loan Burden

Since college costs can lead to financial strain well past graduation, Flower stresses the importance of preparing early in order to reduce the amount of loan costs needed in the first place. He offers the following planning tips:

    Save Early and Often
Parents and grandparents have several college savings options to help their student, including State 529 Plans, Coverdell Education Savings Accounts, and traditional and Roth IRAs. “Many offer tax advantages, however not all plans are equal, even among the state 529 plans, so read the terms carefully and compare your options,” says Flower.

Families anxious to help their student are advised not to forgo their own retirement savings in order to provide college tuition. “Student loans may not be ideal, but remember, no one is going to give you a loan to retire,” says Flower.

“Talk with your high school students about how much you can afford and how much they will be responsible to carry in the form of scholarship, their own savings or loans,” urges Flower. “Don’t spring it on them after they have their heart set on a particular school.” Online research and conversations with a school counselor can help narrow the search to qualifying scholarships and more affordable schools.

Students can put some skin in the game. Working throughout high school and college not only helps save for education costs, it often opens doors to additional funding options such as employer-based scholarships and other scholarships designed specifically for working students.

    Thoroughly Research Financial Aid and Loan Options
Parents are advised to investigate their children’s merit and needs-based financial-aid prospects well in advance of selecting a school. Merit aid eligibility increases when students keep their grades up and take academically challenging courses.

Stafford, PLUS and Perkins are student loans commonly offered through school financial aid packages. Federal student loans usually offer fixed interest rates and repayment plans based on income. Some don’t begin accruing interest until the student graduates and interest on federal loans are often tax deductible, which can save some money down the road. To be considered for a federal loan, start by completing the Free Application for Federal Student Aid (FAFSA).

Because the terms of various loans can vary greatly, the Loan Comparison Calculator at Finaid.org is available for a comparison of loan options.

“Keep in mind that if your school aid package includes a loan with disagreeable terms such as a very high interest rate, you are free to decline that portion of the package,” explains Flower. “And don’t stop investigating scholarships once you begin school. There are many available to current students throughout their college career.”

    Make fiscally responsible decisions when selecting a school.
Staying in state – even for just a year – or returning home for graduate school, can greatly improve bottom line costs. “Many students attend two-year community college while living at home in order to save,” offers Flower. “Just be sure the credits will transfer when you continue on to a four-year university.”

Earlier this year, the Obama administration proposed a new federal college ratings system based on how well schools perform in such areas as affordability, graduation rates and post-graduation job placement. Although the proposed system is currently being debated, this kind of system could impact the amount of financial aid certain schools have available to offer their students in the future.

“One of the best strategies for achieving financial security is to live debt free,” says Flower. “So don’t wait. Plan, save and repay any loans as early as possible.”

About Financial Principles, LLC

Financial Principles understands the importance of planning – whether it’s for retirement, saving for college or protecting your estate and legacy. Two senior partners, Bradley H. Bofford, CLU, ChFC, CFP® and Michael A. Flower, CFP® bring a combined 40+ years of financial services experience to their clientele. Both are recognized as qualifying life members of the prestigious Million Dollar Round Table, “The Premier Association for Financial Professionals®”. Bofford and Flower have contributed to articles in several leading trade publications including Investment News, Financial Advisor, and Research magazine, as well as consumer outlets such as BusinessWeek, Money and New Jersey Business magazine. Learn more at http://www.financialprinciples.com.

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DISCLOSURE:

Securities offered through Securities America, Inc. Member FINRA/SIPC. Bradley H. Bofford, CLU, ChFC, CFP® and Michael A. Flower, CFP® are Registered Representatives. Advisory services offered through Securities America Advisors, Inc. Bradley H. Bofford and Michael A. Flower are Investment Advisor Representatives. Financial Principles, LLC and Securities America, Inc. are not affiliated.

Written by Brad Bofford and Mike Flower, Securities America, Inc. Registered Representatives, in conjunction with Impact Communications.

The opinions and forecasts expressed are those of the author and may not actually come to pass. This information is subject to change at any time, based on market and other conditions and should not be construed as a recommendation of any specific security or investment plan.







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Capsiplex: The 100% Natural Weight Loss Pills Now Released to the Public with Extra Bottle Offer


Los Angeles, CA (PRWEB) March 13, 2014

It is not really easy to lose weight. But since Capsiplex, the dieting secret of the Hollywood stars has been revealed, removing those extra inches around the waistline and everywhere else becomes easier. Capsiplex used to be Hollywood’s best kept secret that was also tagged as the at-your-desk slimming capsule.

Click Here to Visit Official Website of Capsiplex

Capsiplex requires no exercise, no diet, and absolutely no worries. Just take it regularly and let it work. Losing weight is done very easily with this pill. For the past few years that Capsiplex was only available to stars, many people wonder how likes of Britney Spears, Nicola Mclean, and Kate Staples were able to remove their pregnancy weight so fast. Their secret, as it turned out, was Capsiplex.

This highly sought-after diet pill works by reducing appetite, increasing metabolism, burning calories, and reducing overall body fats. Thousands of media features have come out after the product was released to the general public. The formula in every Capsiplex pill is guaranteed to work, is very easy to use, is completely natural, and has absolutely no side effects.

Click Here to Visit Official Website of Capsiplex

All the starts who have used the product can guarantee quick weight loss results. They all will also agree that they experienced better oxygen uptake and higher stamina. Taking Capsiplex requires absolutely no stressing of the body or the muscles to make the formula work. Weight loss will start at the moment the pill is taken in.

Nicola Mclean, the Capsiplex product ambassador, has this to say about weight gain, “Modelling is a highly competitive job. If you take your eyes off your goal for even just a second, you could be yesterday’s news. I’m the type of person who builds my own popularity and success. I have worked so hard to be right where I am.” Then she added, “I’ve lost pregnancy pounds with Capsiplex and it has given me extra energy. I feel great. It’s the most amazing supplement I’ve used.”

For more information about Capsiplex and how to order, please visit the product’s official website at http://goo.gl/4NyV1X.







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More Than 80% of Florida Students Are Not Prepared for College Summer Programs May Offer Help


Orlando, Florida (PRWEB) February 27, 2014

Only 18% of high school students are prepared to face the rigorous demands of college, according to an ACT Florida Profile Report. Summer enrichment programs are one way that parents are helping their teens prepare better, focusing on academics, social and communication skills.

SuperCamp, an academic, life and career skills camp, is holding programs at the University of South Florida this summer to help teens improve grades, confidence and motivation. “It’s about helping students discover that learning can be fun, which leads to intrinsic motivation,” says President Bobbi DePorter. “More students are applying to top colleges than ever before. They need to know how they learn best and gain powerful strategies that help them excel.”

Even top-performing students may find themselves unprepared. Many students with academic talent coast through middle and high school, earning A’s with little to no effort, says DePorter. When they go to college and find work that challenges them, their work ethic and study habits often aren’t sufficient to succeed.

Researchers from the CRIS initiative argue that college readiness extends far beyond academic success. Determining success rates among students, they insist, requires new and different ways to measure college readiness that extend beyond test scores and grades. 40% of high school students are chronically disengaged from school, and confidence and motivation are often overlooked.

Carol Hall, a Miami mom that sent her son to SuperCamp in 2012 and 2013, was skeptical at first. “I had no idea how effective it would be. But at graduation, I knew that something was different in the smile he gave me. I took a deep breath, stepped back and have been letting him lead the way ever since. The change in him is remarkable and I recommend it to all the parents I know.”

About SuperCamp

SuperCamp is the world’s leading academic and life skills summer camp. For more than 30 years, SuperCamp has helped students increase their grades, confidence and motivation. SuperCamp has made a difference in the lives of over 70,000 graduates worldwide, with 73% of students improving grades, 81% experiencing increased confidence and an average 100-point increase on SAT scores. Florida sessions for middle and high schoolers run from July 14-20 and July 23-August 1.

Contact:

Mariah Gillespie

SuperCamp

760-722-0072 x 171

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Award-Winning Design Agency Offer Mobile Health Check


(PRWEB UK) 14 February 2014

According to Digital market researcher eMarketer, in 2013 more than 73.4 % of Internet users accessed the Web from a mobile device, and Google’s Ian Carrington told ‘Mobile Marketing Live’ in October 2012 that “More people worldwide own a mobile device than own a toothbrush.”

In the vacuum of mobile compatible websites, a business willing to take steps to make its online presence ‘mobile friendly’ will gain a significant advantage over its competitors, according to Simon Isaac, Strategy Partner at Zero Above, an award winning sustainable design agency which is offering an online mobile health check for businesses.

“Most businesses wouldn’t dream of not having a website. Yet thousands of businesses in the UK aren’t mobile ready, despite the majority of people now accessing the internet via mobile devices.”

“Our mobile health check can help businesses understand how they are being represented to the ever-growing market of online mobile users, and how equipped they currently are to deal with one of the fastest changing areas of the business technology environment.”

Simon goes on to explain, “Not being mobile compatible is a choice. But it is a bad choice. You only have to look at the mountain of statistics out there about the possible impact on businesses failing to make themselves mobile ready.”

Potential impact for non mobile-compatible businesses is drastic, in terms of brand damage as well as missed opportunities for business. According to research into mobile consumer habits by Google “almost three-quarters of respondents said they are more likely to revisit a mobile-friendly site” as opposed to the “79 percent saying they will go back to search and try to find another site to meet their needs.” In terms of potential impact on a company’s brand, “67% of respondents agreed ‘A mobile-friendly site makes me more likely to buy a product or use a service,’” whilst more than half of those surveyed admitted that “A frustrating experience on a website hurts my opinion of the brand overall.”

Simon continues, “We work with businesses who want to perform at their very best, offering forward thinking, results-driven marketing solutions. We have a passion for great design and together with our technical expertise, we deliver successful results.”







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More Than Half of Illinois Students Are Not Prepared For College Summer Programs May Offer Help


Chicago, Illinois (PRWEB) February 10, 2014

Only 46% of high school students are prepared to face the rigorous demands of college, according to the Illinois State Board of Education. Summer enrichment programs are one way that parents are helping their teens prepare better, focusing on academics, social and communication skills.

SuperCamp, an academic, life and career skills camp, is holding programs at Loyola University Chicago this summer to help teens improve grades, confidence and motivation. “It’s about helping students discover that learning can be fun, which leads to intrinsic motivation,” says President Bobbi DePorter. “More students are applying to top colleges than ever before. They need to know how they learn best and gain powerful strategies that help them excel. ”

Even top-performing students may find themselves unprepared. Many students with academic talent coast through middle and high school, earning A’s with little to no effort, says DePorter. When they go to college and find work that challenges them, their work ethic and study habits often aren’t sufficient to succeed.

Researchers from the CRIS initiative argue that college readiness extends far beyond academic success. Determining success rates among students, they insist, requires new and different ways to measure college readiness that extend beyond test scores and grades. 40% of high school students are chronically disengaged from school, and confidence and motivation are often overlooked.

Craig McKenna, a SuperCamp graduate from Hinsdale, says that he left the program feeling better about his relationships and better about himself. “I met some incredible people who pushed me to a level I never thought existed in me,” he says. “If you want to learn how to succeed in life, this is the place to be.”

About SuperCamp

SuperCamp is the world’s leading academic and life skills summer camp. For more than 30 years, SuperCamp has helped students increase their grades, confidence and motivation. SuperCamp has made a difference in the lives of over 70,000 graduates worldwide, with 73% of students improving grades, 81% experiencing increased confidence and an average 100-point increase on SAT scores. Chicago sessions for middle and high schoolers run from July 14-20 and July 23-August 1.

Contact:

Mariah Gillespie

SuperCamp

760-722-0072 x 171

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