Tag Archives: Consumer


Fundraising for Charities: American Consumer Credit Counseling Advises on How Often and How Much

Boston, MA (PRWEB) June 26, 2014

There is no doubt that Americans are charitable — last year alone, donations in the U.S. reached $ 416.5 billion, a 13 percent increase over the prior year. Americans aim to support causes that are close to them, whether for their child’s school or sports team or for research on a disease that has affected a family member or friend. And in an effort to fundraise, individuals often find their charitable efforts are outpacing their circle of friends and family, leaving them to wonder – how often is too often and how much is too much? Leading financial education nonprofit American Consumer Credit Counseling has compiled a list of tips that will maximize the fundraising success, while also keeping relationships intact.

“Supporting several charities and soliciting your friends to financially contribute to the cause is a worthwhile mission, but one that should be navigated and carried out with care,” said Steven Trumble, President and CEO of American Consumer Credit Counseling. “By following these guidelines, consumers will be able to raise funds without damaging relationships with friends and family members – the ultimate win-win situation.”

1)    Develop your message. If you can speak with conviction about the charity and demonstrate your passion for the cause, people will be more motivated to support you. Your ability to answer questions with ease instills a sense of faith in those you approach for donations.

2)    Be comfortable asking, and comfortable hearing no. This coincides with how often it is appropriate to solicit the same individuals for different charities. Close family and friends can be approached for each event, while distant relatives and acquaintances should be limited to two or three requests per year to avoid inundating them. While raising money for charity is notable, don’t expect every person to give. If you send a solicitation and the person doesn’t respond, don’t badger them. Maintain a ‘no hard feelings’ policy and never put people on the spot. If your request is declined, thank them anyway and move right along in the conversation.

3)    Know your target audience. You will get better results by targeting your solicitations rather than blasting your entire address book. For instance, if you know someone who is an animal lover, contact them to help raise funds for the local shelter you’re supporting.

4)    Finances are not created equal. It’s important to understand that not everyone has the financial means to donate, no matter how worthy the cause. Try to be aware of this and introduce other ways that the friend or family member can support the charity through volunteering or helping in your effort to raise funds.

5)    Mind your manners. Always send a thank you note or e-mail after a person has donated to your cause. By supporting your charitable interests, the person has gone above and beyond. Be sure to let them know that their generosity made an impact.

ACCC is a 501(c)3 organization, that provides free credit counseling, bankruptcy counseling, and housing counseling to consumers nationwide in need of financial literacy education and money management. For more information, contact ACCC:

    For credit counseling, call 800-769-3571
    For bankruptcy counseling, call 866-826-6924
    For housing counseling, call 866-826-7180
    Or visit us online at ConsumerCredit.com

About American Consumer Credit Counseling

American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling 501(c)(3) organization dedicated to empowering consumers to achieve financial management and debt relief through education, credit counseling, and debt management solutions. ACCC provides individuals with practical debt solutions for solving financial problems and recognizes that consumers’ financial difficulties are often not the result of poor spending habits, but more frequently from extenuating circumstances beyond their control. As one of the nation’s leading providers of financial education and credit counseling services, ACCC’s certified credit advisors work with consumers to help them determine the best plan of action to get out of debt and regain financial stability. ACCC holds an A+ rating with the Better Business Bureau and is a member of the Association of Independent Consumer Credit Counseling Agencies. For more information or to access free financial education resources, log on to ConsumerCredit.com or visit TalkingCentsBlog.com.


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New CIR Report States That Sales of Active Optical Cables for Consumer Electronics, Personal Computing and Digital Signage to Reach $1.2 billion (USD) by 2019

Charlottesville, VA (PRWEB) May 21, 2014

The market for active optical cables (AOCs) for non-data center applications will reach US$ 1.2 billion by 2019, according to a new report from industry analyst Communications Industry Researchers, (CIR). Non-data center applications for AOCs include personal computing, digital signage and consumer electronics.

For further details on this report — Active Optical Cable Markets and Opportunities: 2014 To 2024: Volume II – Personal Computing, Consumer Electronics and Digital Signage Markets — see: http://cir-inc.com/reports/active-optical-cable-markets-and-opportunities-2014-to-2024-volume-ii

CIR’s annual report on AOCs in data centers will be published in June 2014. More information of the CIR data center AOC report can be found at http://cir-inc.com/reports/active-optical-cable-markets-and-opportunities-2014-to-2024-volume-i-data-c

About the report:

This report identifies and quantifies opportunities for selling AOCs for the applications listed above. In addition to AOCs with standard data interfaces, the report provides coverage on AOCs supporting HDMI, DisplayPort, DVI, Thunderbolt, PCIe and USB 3.0/3.1 environments.

The report provides detailed nine-year forecasts of non-data center AOC markets, with breakouts by end-user application, interface standard, cable lengths, type of cable and wavelength. Forecasts are provided in units shipped and revenue terms.

The report also includes an assessment of leading suppliers active in the non-data center AOC business. Firms discussed include: Ace Plus, Apple, Avago, C2G, Best Buy, Broadcom, Chromis, Comoss, Corning, DeLock, Dell, Electronic Links International, FCI, Finisar, Hitachi Cable, IBM, Intel, Luxtera, Marvell, Mellanox, MiraDeed, Molex, OneStop Systems, PalPilot, Quiktron, Radio Shack, Samsung, SiFotonics, Sony, StarTech Sumitomo, TE Connectivity and Via Labs.

From the report:

AOCs have already found some use as a bandwidth-efficient means of transporting video streams for digital signage. This market will grow as it becomes more common to feed digital signage with multiple content streams and signage is networked over entire cities. Today, the connection between the display and the media server is usually DVI or HDMI. The connection from media player to content server is usually Ethernet connection. Either connection could be implemented with AOCs. By 2019, AOCs sold into the digital signage space will reach just over US $ 350 million.

Revenue from sales of AOCs in the personal computing sector will grow to $ 835 million by 2019. These would support high-speed connections to peripherals/storage, but also LANs-on-Motherboards (LOMs) and board-to-board connectivity. AOCs aren’t necessary for such applications until higher speeds are reached, but at 25 Gbps AOCs have better costs than copper over three meters – and the Thunderbolt interface common on Apple computers already operates at 20 Gbps.

In fact, Thunderbolt may be the best example of how AOC’s fortunes could evolve in the personal computing environment. Optical implementations of Thunderbolt continue to emerge. Firms currently offering Thunderbolt AOCs include Corning, DeLock, and Sumitomo. Intel continues to develop optical Thunderbolt. As early as 2011, a Sony Vaio laptop utilized optical Thunderbolt to connect to a graphics card.

For AOCs to really take off in the personal computing market, they will need active support by high-profile OEMs or network interface card (NIC) vendors, making the advantages of AOCs become better known to PC users. For AOCs to be a success in personal computing AOCs must also be sold through mainstream PC channels, the same way as other cabling.

However, CIR is more pessimistic about the consumer electronics sector. It believes that the opportunity for AOCs in consumer electronics will be limited to extenders in home theaters and for personal video editing. For AOCs to generate more than niche revenues, the large consumer electronics retailers will have to be convinced AOCs are worth their while. This may be hard given the arrival of 10 Gbps USB 3.1 in 2013

About CIR:

Communications Industry Researchers has been publishing hype-free industry analysis for the optical networking industry for more than 20 years. We have provided market coverage of Active Optical Cables (AOCs) for six years. Our annual reports on this topic are widely regarded as the most authoritative market forecast and technology assessment in the AOC space.

Visit http://www.cir-inc.com for a full listing of CIR’s reports and other services.

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Debt Consolidation USA Teach Consumer About 5 Motivators to Start a Budget Plan

Philadelphia, PA (PRWEB) March 11, 2014

Debt Consolidation USA observed that some people do not follow a budget because they lack the motivation to complete it. This is why on March 8, 2014, the debt relief company published an article that listed 5 new ways that consumers can stay motivated enough to practice budgeting. The title of the article is “5 New Ways To Be Motivated To Start A Budget Plan.”

The article acknowledged that consumers know that they need a budget plan to keep their finances organized. However, Debt Consolidation USA revealed that a lot of consumers find it hard to stick to the budget. It seems the creation of the plan, although tedious, is the easy part. It is following and sticking to the budget that gives the most challenge.

According to the article, too many consumers lack the initiative to work on a budget plan. This is why they enumerated 5 ways that can hopefully encourage consumers to once and for all, stick to a budget. The article believed that it is all about changing the mindset of the consumer – that is primarily what will get them motivated to always use a budget. With that, the article gave these tips.

1. Budget plans should be used as a financial cheat sheet. First of all, the article revealed that a budget plan allows consumers to make smarter decisions about their money. If they view a budget plan as a tool to make decisions, it will help encourage them to use it.

2. Budget plans should be used as a personal economic indicator. Another way to view a budget plan, according to the article, is as a tool to reveal the current economic situation of the consumer. It allows consumers to view their financial condition with just a glance.

3. Budget plans can be used to stay away from a financial crisis. If the consumer sees that their expenses are getting ahead of their income, they can cut back on their spending to avoid too much debt.

4. Budget plans can be used to track the progress of financial goals. The article mentions that this plan can incorporate the financial goals that the consumer has set for themselves. That way, they can track it easily to see if they need to put aside more money for it.

5. Budget plans can be used to involve the family in important financial issues. The article revealed that this is more applicable to parents who want to teach their kids about financial management.

Debt Consolidation USA believe that consumers who follow a budget are more likely to stay away from financial problems. To view the rest of the published article, click on this link: http://www.debtconsolidationusa.com/.

Debt Consolidation USA urge consumers to learn more about debt and personal finance by visiting their website. It holds hundreds of articles that will help consumers improve on their financial literacy.